All our reports are written in plain English and designed to be client friendly.

The standard reports are comprehensive and meet most adviser’s needs, but all reports can be edited so you can customise the content and wording on a case-by-case basis tailoring the report specifically to your client.

Additional information slides are arguably one of the most powerful features of O&M Profiler ESP allowing you to quickly build custom dashboards of from hundreds of information slides.

There is no limit on the number of dashboards you can create. These can be packaged up as reports for use again and again.

O&M Profiler ESP is the only software in the financial services industry to offer unique three-way comparisons.

This functionality has raised the standard in client reporting and allows you to quickly compare up to three options side by side in a client friendly report. For example following the recent pension freedoms, you could illustrate to your client the income they may receive should they opt for an annuity, drawdown or withdrawing the entire fund for a buy to let investment.

In addition to the team of O&M researchers collating data from each of our partners on their products and funds, the system includes a fund data feed from Morningstar and with-profits funds rating data from AKG.

Morningstar’s detailed risk questionnaire and suggested asset allocations are integrated with O&M Profiler ESP allowing you to identify your client’s willingness to accept various levels of risk and ultimately direct them to the appropriate investment.

O&M Profiler ESP is written in HTML5 which is the latest mark-up language for presenting online content via the Internet.

This means the system is compatible with the majority of platforms and devices so you can access the system at your convenience from anywhere with an internet connection.

Product sourcing helps you reduce the list of potential products by filtering on various criteria including policy features, premium flexibility, fund switching, financial strength plus many more.

Simply adding your client’s date of birth and age enables O&M Profiler ESP to calculate an estimation of your clients state pension age, state pension date, period until state pension and state pension amount.

Speed of use and accuracy of data are important factors. We work closely with a number of other organisations to ensure that data can be passed seamlessly, avoiding rekeying of data and up to date information is available for analysis.

Current integrations include Xplan, Fidelity FundsNetwork, Plum Software, PortfolioMetrix and Transact.

We work closely with a number of regulators and compliance service providers to provide customised versions of the system to cover a number of scenarios including negotiated product charges, model portfolios, fund lists and additional information slides to support processes or workflow.

We maintain a Partnership Programme with all providers whose products appear on the system. Both O&M and our partners have a number of commitments to ensure accuracy of the calculations.

With profits fund information has always been notoriously difficult to obtain. O&M Profiler ESP contains a vast amount of with-profits information to assist advisers when reviewing existing arrangements or recommending a new investment.

Detailed reports from the leading independent actuaries AKG, are available for every major pension fund, including those closed to new business.

With over 30 members in the O&M Partnership Programme it’s unlikely you’ll come across a provider whose products are not represented on O&M Profiler ESP.

Even if you do the system allows you to create custom products to use in comparisons by entering the relevant charging structure. This also allows you to include bespoke products such as GPP, SIPPs and wrap accounts in your comparisons.

Adviser change matching allows you to quickly assess the impact of the adviser charge selected for a comparison.

If the existing plan has higher maturity values than the proposed new plan, the system quickly tells you the adjustment needed to the adviser charge for the new plan maturity values to match the existing plan maturity values.

The reports produced from O&M Profiler ESP can be customised to reinforce company branding with your clients including adding your company colours and logo.